body{
    background-color: #FFFFFF;
    color: #808080;
    font-style: normal;
    font-family: Verdana, Arial, Helvetica, sans-serif;
    font-size: 11pt;
    font-weight: normal;
    margin-top: 0;
    margin-bottom: 0;
    margin-left: 0;
    margin-right: 0;
}
.watermark{
	background-image: url('images/watermark.gif');
	background-repeat: no-repeat
}
td{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #808080;
	text-align: justify; 
	text-justify: inter-word;
}
.normal{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #808080; 
	text-align: left;
}
.smtext{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 9px; 
	color: #808080;
	text-align: justify; 
	text-justify: inter-word; 
}
.lilhdr{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #808080; 
	font-style: italic; 
	font-weight: bold; 
}
.header{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #666666; 
	font-weight: bold;
}
.footer{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 9px; 
	color: #808080;
	text-align: center; 
}
.hdrline{ 
	background-color: #D6EFD6; 
	border-bottom-style: solid; 
	border-bottom-width: 1px; 
	border-bottom-color: #000000;
   font-family: Verdana, Arial, Helvetica, sans-serif; 
   font-size: 9px; 
   color: #666666; 
}
.clouds{
	background-image: url('images/clouds.gif'); 
	background-repeat: repeat-x
}
.banr2{
	background-image: url('images/ban_r2_bkgd.gif');
	background-repeat: repeat-x
}
.full{ 
	width: 100%;
}
.half{ 
	width: 50%;
}
.center{
	align: center; 
}
a.link{ 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #47608D; 
}
a:visited.link{ 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 11px; 
	color: #47608D; 
}
a:hover.link{ 
	color: #8298C0;
}
a.smlink{ 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 9px; 
	color: #47608D;
}
a:visited.smlink{
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 9px; 
	color: #47608D; 
}
a:hover.smlink{
	color: #8298C0; 
}